Healthcare insurance “ends on 3/31″, is the care on the 31st included?
Context: I had Kaiser Permanente health insurance and switched to another provider through my same employer, at their standard annual contract date 3/31. My Kaiser healthcare coverage “ends on 3/31″, and the other healthcare contract started coverage on april 1st.
I incurred medical costs on 3/31, Kaiser is now denying payment because they claim that if coverage ends on 3/31, 3/31 is not included … ie. that coverage ends at 12:01 am on 3/31, not 11:59 pm on 3/31.
This seems really odd:
- usually the last day stated is always included
- the other company plan starts on 1st of april and the transition is supposed to be seamless (ie. not leave one day uncovered)
I no longer have the Kaiser contract and cannot access the information online since I am no longer a member. Is anyone with Kaiser and know whether the end date stated on the contract is included or not?
Thanks for the help!
I think they are trying to avoid paying on a technicality. I would fight it. I don’t have a contract, but that seems fishy to me.
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